Cookie Policy

Last updated: April 28, 2026

1. What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help websites remember your preferences, understand how you interact with content, and improve your overall experience. Cookies do not contain personally identifiable information on their own.

2. How We Use Cookies

The Maricel Financial Solutions website uses cookies to analyze website usage, improve performance, and better understand how visitors interact with our content. We do not use cookies to serve advertisements or sell data to third parties.

3. Types of Cookies We Use

Essential

Strictly Necessary Cookies

Required for the website to function. These cannot be disabled. They include session management and security tokens.

Analytics

Google Analytics (GA4)

We use Google Analytics to understand how visitors interact with our website — pages visited, time on site, traffic sources, and device type. Data is aggregated and anonymized.

Provider: Google LLC · Cookies: _ga, _ga_*, _gid · Retention: up to 26 months

Analytics

Microsoft Clarity

Microsoft Clarity records anonymized session replays and heatmaps to help us understand user behavior and improve website usability. No personally identifiable information is captured.

Provider: Microsoft Corporation · Cookies: _clck, _clsk, MUID · Retention: up to 12 months

Functional

Scheduling & Forms

When you book a consultation via Cal.com or submit a contact form, those platforms may set functional cookies to manage your booking session.

Provider: Cal.com, Varakit

4. Managing Cookies

You can control or delete cookies through your browser settings. Here's how to manage cookies in common browsers:

Please note that disabling certain cookies may affect the functionality of this website.

5. Opt-Out of Analytics

You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

To opt out of Microsoft Clarity, visit Microsoft's Privacy Dashboard.

6. Updates to This Policy

We may update this Cookie Policy as our use of technologies changes. The updated version will be posted here with a revised date. Continued use of our website constitutes acceptance of any changes.

7. Contact

For questions about our cookie practices:

FA Maricel Escobido

Heritage Homes, Marilao, Philippines 3019

maricel-l.escobido@aia.com.ph